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About Baltimore Credit & Collection Services, Inc.

BCCS is a premier commercial debt collection agency in Baltimore, MD. Since 1997, we have been providing exceptional credit and collection services to clients nationwide.

Meet Our President

Robert Holt has twenty-five years in credit and collections management. This has included five years with a prominent factoring company located here in Baltimore. He is also past president of the South Carroll Business Association.  Holt is past president and current treasurer of Spectrum Support, an agency that provides services to developmentally disabled adults, and serves on the Special Education Citizen’s Advisory Council for Carroll County, MD.  He and his wife are team captains for Autism Speaks‘ fundraising walks and 5K runs for Autism Research.

Robert Holt

President, BCCS

Why Companies Trust BCCS


We’ve been helping businesses collect debts for over two decades. Throughout the years, we’ve been able to collect millions of dollars worth of bad debt for our clients nationwide. We’ve also been able to maintain high success rate of collection throughout our 25 years in business.


No amount of debt is too big or too small for the credit officers at BCCS. Our creditors work with the same amount of urgency for all of our clients. We tailor our services to fit the needs of your company and ensure that you receive more of what you’ve earned.


One size does not fit all when it comes to debt collection. Throughout the years, debt collection agencies have relied on picking up the phone and demanding money to be paid. Not us. We’re always striving to be better. Our commitment to getting results for our clients has pushed us to constantly explore new and improved methods for retrieving what’s owed to you.


BCCS is proud to be member of The International Association of Commercial Collectors, Inc. (IACC) since 2003. All members must be licensed, bonded and insured. This means that we’re held to a high standard of being able to effectively, professionally, and ethically recover debt while safeguarding clients. In addition to being part of a global association, we’re also heavily involved in local associations such as South Carroll Business Association, Carroll County Chamber of Commerce, and Spectrum Support.

Qualified for What You Need

Since we are a premier commercial debt collection agency, we’re uniquely qualified to provide a variety of services.

If you’re a business, we can provide
you with the following services:

If you are a bank or a commercial lender,
we can help with the following:

If you don’t see what you’re looking for, you can always give us a call or request a FREE consultation to see if we can help with your situation.

Affordable Debt Collection Services

When you hire BCCS for an annual contract or on an “as-needed” basis, you can rest assured that you’ll receive a return on your investment. While our fees are based on the size and age of collections, we’ll never charge you more than 25% for pre-legal collections. In addition to our low pricing, we also offer reduced fees for blanket contracts and reduced fees for outsourcing clients. The most important part is that we don’t get paid until you get paid. 

There’s no reason for you to continue struggling to collect what is owed to you. Let Baltimore Credit & Collection Services, Inc handle it for you. Give us a call today.